FAQs

Is a guarantor needed?

No guarantor in most cases.

Can i still apply if i have existing loans with other licensed moneylender.

Yes. Our experienced loan consultants will take pleasure in providing you with a flexible loan plan based on your financial ability. It is important that you provide an accurate account of your financial status so that we can assist you in the best possible way.

How can I apply?

You can simply apply through our website, call us to fix an appointment or come directly down to our office.

What if I cannot go within the operating hours?

Call us now and we can arrange for an appointment at your convenient.

How long is the loan approval?

Your loan may be approval within 5-10mins as long as you had submitted the correct required document.

What is the maximum loan amount I can take?

This is dependent on assessments by our loan officers and the client’s annual income.

If i have less than perfect credit ratings, will i be eligible for a loan?

Yes, even with poor credit ratings, our loan officers will access on case on case basic, for a suitable loan scheme for you, contact us today!

Can I apply for re-loan after I paid off my loan?

Definitely! We will approve the loan once you have meet the requirements at time of application, subjected to rule and regulations of moneylender’s act.

Am i eligible for the loan if i am a discharged bankruptcy?

Yes, as long as you had discharged from bankruptcy.

How do I know if my moneylender is licensed?

A licensed moneylender must have a registration number given by Insolvency & Public Trustee’s Office (IPTO)