• Mon - Sat : 10am to 7pm (Sun & Public holidays - Appointment Only)
  • 35 Selegie Road #10-27 Parklane Shopping Mall Singapore 188307
+65 6338 0690
+65 6338 0690

FAQs

General Loan FAQs

Is a guarantor required when applying for a loan?

In most cases, a guarantor is not required when applying for a legal personal loan in Singapore. However, requirements may vary depending on individual circumstances. Choosing a legal personal loan from a licensed lender ensures the process follows regulatory guidelines.

Yes. Our experienced loan consultants will take pleasure in providing you with a flexible legal loan in Singapore, based on your financial ability. It is important that you provide an accurate account of your financial status so that we can assist you in the best possible way.

Whether you are seeking a business loan or a fast personal loan in Singapore, you can simply apply through our website, call us to fix an appointment or come directly down to our office.

Call us now and we can arrange for an appointment at your convenient.

Your loan may be approval within 5-10mins as long as you had submitted the correct required document.
This quick turnaround is helpful for business owners who need access to a fast business loan in Singapore for short-term funding.

This is dependent on assessments by our loan officers and the client’s annual income. For those considering a small business loan in Singapore, eligibility and approved amounts will depend on factors such as business needs, income stability, and overall financial profile.

Yes, even with poor credit ratings, our loan officers will access on case on case basic and select a suitable loan option for you, including a low interest personal loan in Singapore. Contact us today!

Definitely! We will approve the loan once you have meet the requirements at time of application. When applying for a legal personal loan, approval remains subject to the requirements and regulations set out under the Moneylenders Act.

Yes, as long as you had discharged from bankruptcy. Eligibility will depend on your current financial situation and supporting documents. Personal loan interest rates may vary based on individual assessment and credit profile at the time of application.

A licensed moneylender must have a registration number given by Insolvency & Public Trustee’s Office (IPTO). Check the official list of licensed moneylenders provided by the Ministry of Law to ensure you are dealing with a regulated lender operating in accordance with Singapore’s legal requirements.

Unilink Credit logo showing licensed money lender in Singapore

We pride in being one of the most trusted Money Lender in Singapore, and we invite you to call us for any unique loan request in the city. Our business is duly licensed and the services we offer are all regulated by the Registry of Moneylenders.

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