Licensed Moneylender in Singapore

Legal loans and fast cash support in Singapore, built on trust and full transparency.

Your Trusted Source for Licensed Lending in Singapore

Established in 2010, Unilink Credit is one of the leading licensed money lenders in Singapore, offering a variety of loan packages, including personal loans, payday loans, foreigner loans, and business loans. We are licensed by the Singapore Registry of Moneylenders and are a member of the Moneylender Association of Singapore.

Our Loan Services

We provide tailored loan packages to suit different financial situations, whether you’re covering personal expenses or managing business growth. For entrepreneurs, our small business loans offer flexible support to keep operations running smoothly. Choose from our services below and find the solution that works best for you.

Why Choose Unilink Credit?

When it comes to finding a trusted money lender in Singapore, we stand out for our commitment to service, speed, and flexibility. Whether you need a legal loan in Singapore for urgent expenses or planned investments, our approach ensures you get the right package, one that’s fast, secure, and tailored just to you.

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Fast, Reliable & Efficient

Our team of experienced loan officers are always here to offer advise and help process your loan in the most efficient way possible.

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Discreet & Confidential

We respect your privacy and keep all your personal information with the highest level of confidentiality!

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Flexible Schemes

We understand all clients have different needs. Talk to our loan officers for a plan that suits you most!

Competitive Interest Rates

Unilink Credit offers financing solutions with transparent and competitive interest structures for borrowers seeking legal personal loans. Interest rates are capped under Singapore regulations, with rates starting at 1% per month*, depending on the borrower’s profile, repayment period, and loan assessment.

*Terms and conditions apply

Proven Legal Lending Track Record

Since 2010, Unilink Credit has supported thousands of borrowers through accessible and regulated financing solutions. Over the years, the company has disbursed more than $89,000,000 in loans across various financing categories, reflecting its ongoing role as a trusted money lender in Singapore for individuals seeking reliable short-term financial support.

How Our Loan Process Works

We’ve made it simple to get the financial help you need. Follow these easy steps to secure your loan with a licensed money lender in Singapore.

Fill Out a Quick Application

Complete our fast application form online or in person at our office.

Submit Your Documents

Provide the required identification and income documents for verification.

Quick Approval in Principle

Once approved in principle, you will visit our office to complete the process. Funds can be via PayNow, bank transfer or cash. We offer flexible disbursement options for your convenience.

Where to Find Us

Located inside Parklane Shopping Mall on Selegie Road

Unilink Credit is conveniently located in Parklane Shopping Mall along Selegie Road, making it easily accessible to borrowers seeking assistance with legal loans in Singapore. The central location allows clients to visit for consultations, applications, and loan enquiries with ease.

Our office is situated near several MRT stations, including Bencoolen, Bras Basah, and Rochor MRT, providing convenient access from different parts of the city. This makes it easier for customers to reach our office using public transport.

Located near well-known landmarks such as GR.iD, The Cathay, and Plaza Singapura, Unilink Credit is positioned within a familiar and accessible area in central Singapore for added convenience during your visit.

Frequently Asked Questions About Our Licensed Money Lending Services in Singapore

Here are answers to some of the most common questions about our loan services, eligibility, and repayment schemes to help you make an informed decision before applying.

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How do I know if I’m borrowing from a licensed money lender in Singapore?

You can verify whether a lender is licensed by checking the official Registry of Moneylenders guide. This ensures that you are dealing with an approved and regulated provider.


A legal loan in Singapore comes from a lender that is regulated and listed under the Registry of Moneylenders. In contrast, unlicensed moneylenders are illegal and often use unethical practices, putting borrowers at risk.

For Singaporeans/PR

For Foreigners

  • Latest 3-month pay slip
  • Appointment letter from your company • Tenancy agreement
  • Your Singapore employment pass and valid passport
  • Bank statement which your company bank in your salary

Your loan can be approved upon submission of a written application at our premises, once you have met the income criteria. If you’re looking for quick financing options, our fast business loan packages in Singapore are available to provide timely support. We also offer personal business loans tailored for individuals who need flexible funding for both personal and professional needs.

Funds are usually disbursed soon after approval. For urgent needs, our fast loans in Singapore allow you to access cash within a short time.

We have a variety of plans such as weekly, bi-weekly and monthly instalment plans. During application, kindly state your preferred mode and we will get back with the schemes available for your case.

On a case-by-case basis, we will do our best to come up with a loan package that best suits your needs and circumstances.

If you do have any other enquiries, please feel free to contact us or call us directly at 6338 0690.

What Our Clients Says :

Guides & Resources on Moneylender Services

Stay updated with insights, news, and tips on financial matters. Our blog covers topics from industry updates to practical advice on borrowing from a licensed money lender in Singapore.

Reach Out for Assistance

Need help finding the right solution? Our team is ready to guide you through the process. Fill out the form, and we’ll respond promptly.

Fast Application Form

Fast Application Form